Paiements
Paiements par carte
Le déroulement d’un paiement par carte, 3-D Secure, les refus et les nouvelles tentatives, et comment envoyer votre client sur la page carte depuis votre propre page.
Sur cette page
Votre client saisit sa carte sur la page carte sécurisée de notre partenaire carte, jamais sur votre site et jamais sur le nôtre. Vous ne voyez, n’envoyez ni ne stockez jamais un numéro de carte, et l’API refuse tout texte qui y ressemble. En mode test, cette page est notre simulation marquée TEST, qui n’accepte que les cartes de test.
Il y a deux façons d’y amener votre client :
- La page de paiement hébergée (recommandée) : notre page propose la carte, et les espèces si vous le voulez, et fait pour vous chaque étape ci-dessous. Voir Page de paiement hébergée.
- Votre propre page : vous confirmez vous-même l’intention de paiement et envoyez le navigateur de votre client sur la page carte, comme le montre cette page.
Un formulaire de carte intégré, sur votre propre page, est prévu pour plus tard. Nous l’annoncerons dans le journal des modifications.
Le déroulement d’un paiement par carte
- Une intention de paiement est confirmée pour une carte : une tentative (
ch_…) commence, et l’intention de paiement passe enrequires_action. - Le navigateur de votre client arrive sur la page carte, et il saisit sa carte.
- Si sa banque le demande, il confirme avec 3-D Secure sur une page de sa banque. Vous n’avez
rien à faire : cela se passe sur la page carte. Une vérification échouée termine la tentative
avec
authentication_failed. - Le partenaire carte nous confirme le paiement. L’intention de paiement devient
succeededet vous recevezpayment_intent.succeeded.
Une page carte reste utilisable environ 30 minutes ; ensuite la tentative finit expired et
l’intention de paiement revient à requires_payment_method. Un paiement par carte vaut au moins
1,00 MAD (100).
Depuis votre propre page
Créez une intention de paiement pour une carte, puis confirmez-la avec :
payment_method_type:card;return_url: là où votre client revient après la page carte, enhttps. Mettez-y votre propre référence de commande, commehttps://shop.example.com/orders/1042/return: le retour ne porte aucune preuve de paiement.
Chacune des deux requêtes a besoin de sa propre Idempotency-Key. La réponse est l’intention de
paiement, en requires_action, avec un next_action de type form_post : une adresse (url), une
méthode (method) et des champs (fields) que le navigateur de votre client doit envoyer pour
arriver sur la page carte. Les champs changent d’un paiement à l’autre : envoyez-les tous, tels
quels.
PI=$(curl -s https://pay-api.adpromax.com/v1/payment_intents \
-u "$APX_SECRET_KEY:" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: order-1042-create" \
-d '{"amount": 25000, "currency": "mad",
"payment_method_types": ["card"]}' | jq -r .id)
curl https://pay-api.adpromax.com/v1/payment_intents/$PI/confirm \
-u "$APX_SECRET_KEY:" \
-H "Content-Type: application/json" \
-H "Idempotency-Key: order-1042-confirm" \
-d '{"payment_method_type": "card",
"return_url": "https://shop.example.com/orders/1042/return"}'const api = 'https://pay-api.adpromax.com/v1'
const auth = `Bearer ${process.env.APX_SECRET_KEY}`
async function post(path, key, body) {
const response = await fetch(`${api}${path}`, {
method: 'POST',
headers: {
'Authorization': auth,
'Content-Type': 'application/json',
'Idempotency-Key': key,
},
body: JSON.stringify(body),
})
const answer = await response.json()
if (!response.ok)
throw new Error(answer.error.message)
return answer
}
const intent = await post('/payment_intents', 'order-1042-create', {
amount: 25000,
currency: 'mad',
payment_method_types: ['card'],
})
const confirmed = await post(`/payment_intents/${intent.id}/confirm`,
'order-1042-confirm', {
payment_method_type: 'card',
return_url: 'https://shop.example.com/orders/1042/return',
})
const formPost = confirmed.next_action.form_postinterface FormPost {
url: string
method: string
fields: Record<string, string>
}
interface PaymentIntent {
id: string
object: 'payment_intent'
status: string
next_action: { type: 'form_post', form_post: FormPost } | null
}
interface ApiError {
error: { type: string, code: string, message: string, request_id: string }
}
const api = 'https://pay-api.adpromax.com/v1'
const auth = `Bearer ${process.env.APX_SECRET_KEY}`
async function post(path: string, key: string, body: object): Promise<PaymentIntent> {
const response = await fetch(`${api}${path}`, {
method: 'POST',
headers: {
'Authorization': auth,
'Content-Type': 'application/json',
'Idempotency-Key': key,
},
body: JSON.stringify(body),
})
if (!response.ok) {
const { error } = (await response.json()) as ApiError
throw new Error(`${error.code}: ${error.message}`)
}
return (await response.json()) as PaymentIntent
}
const intent = await post('/payment_intents', 'order-1042-create', {
amount: 25000,
currency: 'mad',
payment_method_types: ['card'],
})
const confirmed = await post(`/payment_intents/${intent.id}/confirm`,
'order-1042-confirm', {
payment_method_type: 'card',
return_url: 'https://shop.example.com/orders/1042/return',
})
const formPost = confirmed.next_action?.form_postimport os
import requests
API = "https://pay-api.adpromax.com/v1"
AUTH = (os.environ["APX_SECRET_KEY"], "")
def post(path, key, body):
response = requests.post(
f"{API}{path}", auth=AUTH, json=body,
headers={"Idempotency-Key": key},
)
answer = response.json()
response.raise_for_status()
return answer
intent = post("/payment_intents", "order-1042-create", {
"amount": 25000,
"currency": "mad",
"payment_method_types": ["card"],
})
confirmed = post(f"/payment_intents/{intent['id']}/confirm",
"order-1042-confirm", {
"payment_method_type": "card",
"return_url": "https://shop.example.com/orders/1042/return",
})
form_post = confirmed["next_action"]["form_post"]<?php
function post(string $path, string $key, array $body): array
{
$ch = curl_init('https://pay-api.adpromax.com/v1' . $path);
curl_setopt_array($ch, [
CURLOPT_USERPWD => getenv('APX_SECRET_KEY') . ':',
CURLOPT_POST => true,
CURLOPT_HTTPHEADER => [
'Content-Type: application/json',
'Idempotency-Key: ' . $key,
],
CURLOPT_POSTFIELDS => json_encode($body),
CURLOPT_RETURNTRANSFER => true,
]);
$answer = json_decode(curl_exec($ch), true);
return $answer;
}
$intent = post('/payment_intents', 'order-1042-create', [
'amount' => 25000,
'currency' => 'mad',
'payment_method_types' => ['card'],
]);
$confirmed = post("/payment_intents/{$intent['id']}/confirm",
'order-1042-confirm', [
'payment_method_type' => 'card',
'return_url' => 'https://shop.example.com/orders/1042/return',
]);
$formPost = $confirmed['next_action']['form_post'];require 'json'
require 'net/http'
API = 'https://pay-api.adpromax.com/v1'
def post(path, key, body)
uri = URI("#{API}#{path}")
request = Net::HTTP::Post.new(uri)
request.basic_auth(ENV.fetch('APX_SECRET_KEY'), '')
request['Content-Type'] = 'application/json'
request['Idempotency-Key'] = key
request.body = JSON.generate(body)
response = Net::HTTP.start(uri.hostname, uri.port, use_ssl: uri.scheme == 'https') do |http|
http.request(request)
end
answer = JSON.parse(response.body)
raise answer.dig('error', 'message') unless response.is_a?(Net::HTTPSuccess)
answer
end
intent = post('/payment_intents', 'order-1042-create',
amount: 25000, currency: 'mad', payment_method_types: ['card'])
confirmed = post("/payment_intents/#{intent['id']}/confirm", 'order-1042-confirm',
payment_method_type: 'card',
return_url: 'https://shop.example.com/orders/1042/return')
form_post = confirmed.dig('next_action', 'form_post')package main
import (
"bytes"
"encoding/json"
"errors"
"fmt"
"log"
"net/http"
"os"
)
const api = "https://pay-api.adpromax.com/v1"
type FormPost struct {
URL string `json:"url"`
Method string `json:"method"`
Fields map[string]string `json:"fields"`
}
type PaymentIntent struct {
ID string `json:"id"`
Status string `json:"status"`
NextAction struct {
FormPost FormPost `json:"form_post"`
} `json:"next_action"`
}
type APIError struct {
Error struct {
Code string `json:"code"`
Message string `json:"message"`
} `json:"error"`
}
func post(path, key string, body any) (*PaymentIntent, error) {
payload, _ := json.Marshal(body)
req, err := http.NewRequest(http.MethodPost, api+path, bytes.NewReader(payload))
if err != nil {
return nil, err
}
req.SetBasicAuth(os.Getenv("APX_SECRET_KEY"), "")
req.Header.Set("Content-Type", "application/json")
req.Header.Set("Idempotency-Key", key)
res, err := http.DefaultClient.Do(req)
if err != nil {
return nil, err
}
defer res.Body.Close()
if res.StatusCode >= 400 {
var apiErr APIError
json.NewDecoder(res.Body).Decode(&apiErr)
return nil, errors.New(apiErr.Error.Message)
}
var intent PaymentIntent
return &intent, json.NewDecoder(res.Body).Decode(&intent)
}
func main() {
intent, err := post("/payment_intents", "order-1042-create", map[string]any{
"amount": 25000,
"currency": "mad",
"payment_method_types": []string{"card"},
})
if err != nil {
log.Fatal(err)
}
confirmed, err := post("/payment_intents/"+intent.ID+"/confirm",
"order-1042-confirm", map[string]any{
"payment_method_type": "card",
"return_url": "https://shop.example.com/orders/1042/return",
})
if err != nil {
log.Fatal(err)
}
formPost := confirmed.NextAction.FormPost
fmt.Println(formPost.Method, formPost.URL)
}import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;
import java.util.regex.Pattern;
public class Card {
static final String API = "https://pay-api.adpromax.com/v1";
static final HttpClient HTTP = HttpClient.newHttpClient();
static String post(String path, String key, String body) throws Exception {
HttpRequest request = HttpRequest.newBuilder(URI.create(API + path))
.header("Authorization", "Bearer " + System.getenv("APX_SECRET_KEY"))
.header("Content-Type", "application/json")
.header("Idempotency-Key", key)
.POST(HttpRequest.BodyPublishers.ofString(body))
.build();
HttpResponse<String> response =
HTTP.send(request, HttpResponse.BodyHandlers.ofString());
if (response.statusCode() >= 400) {
throw new IllegalStateException(response.body());
}
return response.body();
}
public static void main(String[] args) throws Exception {
String intent = post("/payment_intents", "order-1042-create", """
{"amount": 25000, "currency": "mad", "payment_method_types": ["card"]}
""");
// The JDK has no JSON parser: a regex reads the id here.
var id = Pattern.compile("\"id\"\\s*:\\s*\"(pi_[^\"]+)\"").matcher(intent);
if (!id.find()) {
throw new IllegalStateException("No id: " + intent);
}
String confirmed = post("/payment_intents/" + id.group(1) + "/confirm",
"order-1042-confirm", """
{"payment_method_type": "card",
"return_url": "https://shop.example.com/orders/1042/return"}
""");
// next_action.form_post: url, method, fields
System.out.println(confirmed);
}
}using System.Net.Http.Headers;
using System.Net.Http.Json;
using System.Text.Json;
var json = new JsonSerializerOptions { PropertyNamingPolicy = JsonNamingPolicy.SnakeCaseLower };
using var http = new HttpClient { BaseAddress = new Uri("https://pay-api.adpromax.com/v1/") };
http.DefaultRequestHeaders.Authorization = new AuthenticationHeaderValue(
"Bearer", Environment.GetEnvironmentVariable("APX_SECRET_KEY"));
var intent = await Post("payment_intents", "order-1042-create", new
{
amount = 25000,
currency = "mad",
payment_method_types = new[] { "card" },
});
var confirm = $"payment_intents/{intent.Id}/confirm";
var confirmed = await Post(confirm, "order-1042-confirm", new
{
payment_method_type = "card",
return_url = "https://shop.example.com/orders/1042/return",
});
var formPost = confirmed.NextAction!.FormPost;
Console.WriteLine($"{formPost.Method} {formPost.Url}");
async Task<PaymentIntent> Post(string path, string key, object body)
{
using var request = new HttpRequestMessage(HttpMethod.Post, path)
{
Content = JsonContent.Create(body),
};
request.Headers.Add("Idempotency-Key", key);
using var response = await http.SendAsync(request);
if (!response.IsSuccessStatusCode)
{
var failure = await response.Content.ReadFromJsonAsync<ApiError>(json);
throw new InvalidOperationException(failure?.Error.Message);
}
return (await response.Content.ReadFromJsonAsync<PaymentIntent>(json))!;
}
record PaymentIntent(string Id, string Status, NextAction? NextAction);
record NextAction(string Type, FormPost FormPost);
record FormPost(string Url, string Method, Dictionary<string, string> Fields);
record ApiError(ApiErrorBody Error);
record ApiErrorBody(string Code, string Message);// Cargo.toml: reqwest = { version = "0.12", features = ["blocking", "json"] }
// serde = { version = "1", features = ["derive"] }
// serde_json = "1"
use std::collections::HashMap;
use reqwest::blocking::Client;
use serde::Deserialize;
use serde_json::{json, Value};
const API: &str = "https://pay-api.adpromax.com/v1";
#[derive(Deserialize)]
struct PaymentIntent {
id: String,
next_action: Option<NextAction>,
}
#[derive(Deserialize)]
struct NextAction {
form_post: FormPost,
}
#[derive(Deserialize)]
struct FormPost {
url: String,
method: String,
fields: HashMap<String, String>,
}
#[derive(Deserialize)]
struct ApiError {
error: ErrorBody,
}
#[derive(Deserialize)]
struct ErrorBody {
message: String,
}
fn post(
client: &Client,
path: &str,
key: &str,
body: Value,
) -> Result<PaymentIntent, Box<dyn std::error::Error>> {
let response = client
.post(format!("{API}{path}"))
.bearer_auth(std::env::var("APX_SECRET_KEY")?)
.header("Idempotency-Key", key)
.json(&body)
.send()?;
if !response.status().is_success() {
let failure: ApiError = response.json()?;
return Err(failure.error.message.into());
}
Ok(response.json()?)
}
fn main() -> Result<(), Box<dyn std::error::Error>> {
let client = Client::new();
let create = json!({
"amount": 25000,
"currency": "mad",
"payment_method_types": ["card"],
});
let intent = post(&client, "/payment_intents", "order-1042-create", create)?;
let confirm = json!({
"payment_method_type": "card",
"return_url": "https://shop.example.com/orders/1042/return",
});
let path = format!("/payment_intents/{}/confirm", intent.id);
let confirmed = post(&client, &path, "order-1042-confirm", confirm)?;
let next_action = confirmed.next_action.ok_or("no form to post")?;
let form_post = next_action.form_post;
let fields = form_post.fields.len();
println!("{} {} ({fields} fields)", form_post.method, form_post.url);
Ok(())
}{
"id": "pi_01k7e5r2t8w4y6b9c3n7m1x5qa",
"object": "payment_intent",
"amount": 25000,
"currency": "mad",
"status": "requires_action",
"payment_method_types": ["card"],
"latest_charge": "ch_01k7e5r3a6s9d2f5g8h1j4k7mb",
"next_action": {
"type": "form_post",
"form_post": {
"url": "https://pay.example.com/…",
"method": "POST",
"fields": { "…": "…" }
}
},
"livemode": false
}Envoyer votre client sur la page carte
Répondez au navigateur de votre client avec une page qui contient un formulaire construit à partir
de next_action.form_post : un champ caché par champ, envoyé à url. Le formulaire s’envoie de
lui-même tout de suite ; un bouton Continuer visible sert de solution de repli quand les scripts
sont bloqués. Échappez chaque valeur que vous écrivez dans la page.
Si votre client recharge la page avant de payer, relisez l’intention de paiement et envoyez le même
form_post : il reste valable tant que la tentative attend.
# Shows what the page must post: the form_post of the confirmed payment intent.
curl -s https://pay-api.adpromax.com/v1/payment_intents/pi_01k7e5r2t8w4y6b9c3n7m1x5qa \
-u "$APX_SECRET_KEY:" | jq .next_action.form_postconst escape = value => String(value)
.replace(/[&<>"']/g, character => `&#${character.charCodeAt(0)};`)
// formPost is next_action.form_post of the confirmed payment intent.
export function cardForm(formPost) {
const inputs = Object.entries(formPost.fields)
.map(([name, value]) =>
`<input type="hidden" name="${escape(name)}" value="${escape(value)}">`)
.join('\n')
return `<!doctype html>
<form id="card" method="${escape(formPost.method)}" action="${escape(formPost.url)}">
${inputs}
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>`
}
// Express: res.send(cardForm(confirmed.next_action.form_post))import type { Response } from 'express'
interface FormPost {
url: string
method: string
fields: Record<string, string>
}
const escape = (value: string): string => value
.replace(/[&<>"']/g, character => `&#${character.charCodeAt(0)};`)
// formPost is next_action.form_post of the confirmed payment intent.
export function cardForm(formPost: FormPost): string {
const inputs = Object.entries(formPost.fields)
.map(([name, value]) =>
`<input type="hidden" name="${escape(name)}" value="${escape(value)}">`)
.join('\n')
return `<!doctype html>
<form id="card" method="${escape(formPost.method)}" action="${escape(formPost.url)}">
${inputs}
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>`
}
// In an Express route: sendCardForm(res, confirmed.next_action.form_post)
export function sendCardForm(res: Response, formPost: FormPost): void {
res.type('html').send(cardForm(formPost))
}from flask import render_template_string
CARD_FORM = """<!doctype html>
<form id="card" method="{{ form.method }}" action="{{ form.url }}">
{% for name, value in form.fields.items() %}
<input type="hidden" name="{{ name }}" value="{{ value }}">
{% endfor %}
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>"""
def card_form(form_post):
# Jinja escapes every value.
return render_template_string(CARD_FORM, form=form_post)<?php
// $formPost is next_action.form_post of the confirmed payment intent.
$e = fn ($value) => htmlspecialchars((string) $value, ENT_QUOTES);
?>
<!doctype html>
<form id="card" method="<?= $e($formPost['method']) ?>" action="<?= $e($formPost['url']) ?>">
<?php foreach ($formPost['fields'] as $name => $value): ?>
<input type="hidden" name="<?= $e($name) ?>" value="<?= $e($value) ?>">
<?php endforeach; ?>
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>require 'sinatra'
CARD_FORM = <<~HTML
<!doctype html>
<form id="card" method="<%= h form['method'] %>" action="<%= h form['url'] %>">
<% form['fields'].each do |name, value| %>
<input type="hidden" name="<%= h name %>" value="<%= h value %>">
<% end %>
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>
HTML
helpers do
def h(value)
Rack::Utils.escape_html(value.to_s)
end
# form_post is next_action.form_post of the confirmed payment intent.
def card_form(form_post)
erb CARD_FORM, locals: { form: form_post }
end
endpackage main
import (
"html/template"
"net/http"
)
type FormPost struct {
URL string `json:"url"`
Method string `json:"method"`
Fields map[string]string `json:"fields"`
}
// html/template escapes every value.
var cardFormPage = template.Must(template.New("card").Parse(`<!doctype html>
<form id="card" method="{{.Method}}" action="{{.URL}}">
{{range $name, $value := .Fields}}
<input type="hidden" name="{{$name}}" value="{{$value}}">
{{end}}
<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>`))
// formPost is next_action.form_post of the confirmed payment intent.
func cardForm(w http.ResponseWriter, formPost FormPost) {
w.Header().Set("Content-Type", "text/html; charset=utf-8")
cardFormPage.Execute(w, formPost)
}import java.util.Map;
import org.springframework.http.MediaType;
import org.springframework.http.ResponseEntity;
import org.springframework.web.util.HtmlUtils;
public class CardFormController {
record FormPost(String url, String method, Map<String, String> fields) {}
// formPost is next_action.form_post of the confirmed payment intent.
static ResponseEntity<String> cardForm(FormPost formPost) {
StringBuilder inputs = new StringBuilder();
formPost.fields().forEach((name, value) -> inputs.append(
"<input type=\"hidden\" name=\"%s\" value=\"%s\">\n"
.formatted(escape(name), escape(value))));
String page = """
<!doctype html>
<form id="card" method="%s" action="%s">
%s<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>
""".formatted(escape(formPost.method()), escape(formPost.url()), inputs);
return ResponseEntity.ok().contentType(MediaType.TEXT_HTML).body(page);
}
static String escape(String value) {
return HtmlUtils.htmlEscape(value);
}
}using System.Net;
using System.Text;
// formPost is next_action.form_post of the confirmed payment intent.
// In a route: return CardForm(confirmed.NextAction.FormPost);
static IResult CardForm(FormPost formPost)
{
var inputs = new StringBuilder();
foreach (var (name, value) in formPost.Fields)
{
inputs.AppendLine(
$"<input type=\"hidden\" name=\"{E(name)}\" value=\"{E(value)}\">");
}
var page = $"""
<!doctype html>
<form id="card" method="{E(formPost.Method)}" action="{E(formPost.Url)}">
{inputs}<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>
""";
return Results.Content(page, "text/html");
}
static string E(string value) => WebUtility.HtmlEncode(value);
record FormPost(string Url, string Method, Dictionary<string, string> Fields);// Cargo.toml: axum = "0.8", serde = { version = "1", features = ["derive"] }
use std::collections::BTreeMap;
use axum::response::Html;
use serde::Deserialize;
#[derive(Deserialize)]
struct FormPost {
url: String,
method: String,
fields: BTreeMap<String, String>,
}
fn escape(value: &str) -> String {
value
.replace('&', "&")
.replace('<', "<")
.replace('>', ">")
.replace('"', """)
.replace('\'', "'")
}
// form_post is next_action.form_post of the confirmed payment intent.
fn card_form(form_post: &FormPost) -> Html<String> {
let inputs: String = form_post
.fields
.iter()
.map(|(name, value)| {
format!(
"<input type=\"hidden\" name=\"{}\" value=\"{}\">\n",
escape(name),
escape(value)
)
})
.collect();
Html(format!(
r#"<!doctype html>
<form id="card" method="{}" action="{}">
{}<button type="submit">Continue</button>
</form>
<script>document.getElementById('card').submit()</script>"#,
escape(&form_post.method),
escape(&form_post.url),
inputs
))
}Quand votre client revient
Après la page carte, le navigateur de votre client revient sur votre return_url, quoi qu’il se
soit passé. Ce retour ne prouve rien : affichez « Nous confirmons votre paiement », puis lisez
l’intention de paiement avec votre clé secrète, et livrez sur le webhook payment_intent.succeeded.
Une confirmation peut arriver après le retour de votre client : voir
Le fonctionnement des paiements.
Refus et nouvelles tentatives
Une tentative refusée ramène l’intention de paiement à requires_payment_method, avec la raison dans
last_payment_error, et vous recevez payment_intent.payment_failed.
last_payment_error.code | Ce qui s’est passé | Ce que votre client peut faire |
|---|---|---|
card_declined | La banque a refusé. decline_code peut en dire plus, par exemple insufficient_funds. | Essayer une autre carte. |
expired_card | La carte a expiré. | Essayer une autre carte. |
authentication_failed | 3-D Secure n’a pas abouti. | Réessayer, ou essayer une autre carte. |
processing_error | Le paiement n’a pas pu être traité. | Réessayer. |
Votre client peut réessayer sur la même intention de paiement : chaque essai est une nouvelle tentative, et l’intention de paiement ne réussit toujours qu’une fois.
- Avec la page hébergée, la page propose Essayer une autre carte, et Payer en espèces quand vous avez proposé les espèces.
- Avec votre propre page, confirmez de nouveau l’intention de paiement avec une nouvelle
Idempotency-Key, et envoyez votre client sur le nouveauform_post.
Montrez à votre client une phrase claire, pas le code. Les numéros qui produisent chaque cas en mode test sont dans Cartes de test.
Remboursements
Un paiement par carte réussi peut être remboursé, en totalité ou en partie : voir Remboursements.